0% Purchase Credit Cards

For the very best 0% Interest deal, go for a 0% New Purchase Credit Card

0% purchase credit cards allow you to make new purchases and pay 0% interest for a period of time, usually ranging between 3 and 9 months.

All credit cards give you an interest free period, usually up to 56 days provided that you pay your bill, in full, each month by the date shown on your statement. With a 0% purchase credit card, this interest free period is extended but you must still make the minimum payment each month.

These cards can be a great way to get a short-term and interest-free loan on your new purchases. These cards will often charge a higher than average interest rate once the interest free period has ended, so you should make every effort to repay the full balance at that time.

• Editor's Choice

	Review and apply for the Bank of Scotland All In One Credit Card. Get 0% interest on new purchases for 9 months. Representative Example 15.9% APR variable. Cash Advance Rate 27.95% p.a. p.a. Credit Limit Min £300. Read More.
	Review and apply for the Halifax All In One Credit Card. Get 0% interest on new purchases for 9 months. Representative Example 15.9% APR variable. Cash Advance Rate 27.95% p.a. p.a. Credit Limit Min £300. Read More.
	Review and apply for the NatWest Classic Credit Card. Get 8.9% interest on new purchases for 9 months. Representative Example 16.9% APR variable. Cash Advance Rate 27.95% p.a. p.a. Credit Limit £300-£20,000. Read More.
	Review and apply for the RBS Classic Credit Card. Get 8.9% interest on new purchases for 9 months. Representative Example 16.9% APR variable. Cash Advance Rate 27.95% p.a. p.a. Credit Limit £300-£20,000. Read More.
	Review and apply for the Virgin Purchase Credit Card. Get 0% interest on new purchases for 12 months. Representative Example 18.9% APR variable. Cash Advance Rate 27.9% p.a. p.a. Read More.

Customers often make purchases on these cards, while putting the money to repay the balance, in to a high-interest savings account. This is called Stoozing and more information on Stoozing can be found in our article Make money from your Credit Card.