0% Purchase Credit Cards

If you are looking for the best credit card for 0% interest on new purchases, then see our range below.

0% purchase credit cards allow you to make new purchases and pay 0% interest for a period of time, usually ranging between 3 and 9 months.

All credit cards give you an interest free period, usually up to 56 days provided that you pay your bill, in full, each month by the date shown on your statement. With a 0% purchase credit card, this interest free period is extended but you must still make the minimum payment each month.

These cards can be a great way to get a short-term and interest-free loan on your new purchases. These cards will often charge a higher than average interest rate once the interest free period has ended, so you should make every effort to repay the full balance at that time.

• Editor's Choice

	Get Reward Points with the MBNA Rewards Credit Card Credit Card, which can be exchanged for Travel, Entertainment, Shopping, Wine & Cash.
	The MBNA Platinum Plus Credit Card offers 0% on balance transfers until June 2010 and 0% on new purchases until August 2009.
	The MBNA Business Credit Card offers 0% interest on balance transfers for 12 months and 0% interest on new purchases for 3 months.

Customers often make purchases on these cards, while putting the money to repay the balance, in to a high-interest savings account. This is called Stoozing and more information on Stoozing can be found in our article Make money from your Credit Card.

Capital One Credit Cards currently has a range of cards offering 0% interest on new purchases until March 2009.