Choose the credit card that is right for you, with informative reviews and advice.

Virgin Purchase Credit Card Review

Virgin Purchase Credit Card

With a new twist on the ever-popular Virgin Credit Card, the Virgin Purchase Credit Card offers 0% interest on both balance transfers and new purchases for 12 months. For this extended interest free period on new purchases, the card does carry a higher standard APR than the alternative card. As with the Virgin Credit Card, you may also make an interest free transfer to you current account (subject to a 4% fee), provided that the transfer is made within 60 days (the same restriction applies on balance transfers to other credit cards).

Apply Now for a Virgin Purchase Credit Card

Card Summary

Introductory
Balance Transfer Rate0% p.a.
Balance Transfer Period12 months
Balance Transfer Fee2.98%
Transfers Must Be Made Within60 days
Transfers to Current AccountYes
Current Account Transfer Fee4% p.a.
New Purchase Rate0% p.a.
New Purchase Period12 months
Standard
Representative Example APR (variable)18.9% p.a.
Cash Advance Rate27.9% p.a.
Monthly Rate1.4566%
Interest Free Period on Purchases50 days (maximum)
Cash Advance Fee3% (min ?3.00)
Minimum Age25 years
Minimum Payment3% (min ?25.00)
Annual FeeNone
Foreign Exchange Fee2.75%
Benefits
CashbackN/A
Loyalty Point SchemeN/A
Purchase ProtectionN/A
Travel BenefitsYES
Other BenefitsYES
Credit Card Issuer Information
Credit Card IssuerVirgin Money Ltd
MBNA Europe Bank Ltd
Stansfield House
Chester Business Park
Chester
CH4 9QQ
Merchant NetworkMasterCard
Apply Now for a Virgin Purchase Credit Card

Benefits include (some conditions may apply)

  • Money off where it matters - holidays, DVDs, music, games, gym fees, wine and much more. Your Virgin Credit Card opens the door to a world of Virgin discounts. It'll save you some serious money on car, home, pet and annual travel insurance too. Remember to check the terms and conditions for each offer.
  • FIRST MONTH FREE WITH VIRGIN MEDIA If you're in a cable area, get 3 services for £30 with one month FREE. If not, don't fret, get 2 services for £19.99 with one month FREE and a Free TV Box. Just pay with your Virgin Credit Card to get the offer.
  • 10% OFF AT VIRGIN WINES Lip-smacking vino for less. And if you order something that turns out not to be to your taste, you can even get a refund! And you'll get 10% off when you pay with your Virgin Credit Card.
  • A MONTH OFF AT VIRGIN ACTIVE Get a month free when you join up with Virgin Active - just use your Virgin Credit Card to pay.
  • 10% OFF AT VIRGIN HOLIDAYS City breaks, ski trips, family hols... whack 10% off the price of any holiday in Virgin Holidays brochures simply by paying with your Virgin Credit Card.
  • 10% OFF AT VIRGIN TRAINS Going by train? Go with 10% off a Virgin Trains Value Advance fare. Pay with your Virgin Credit Card to get your discount.
  • 20% OFF AT VIRGIN EXPERIENCES 20% off a load of Virgin Experience Days, including high-speed driving, flying lessons, bungee jumping, pamper and spa days, hampers and loads more.
  • 10% OFF CAR, HOME, PET AND ANNUAL TRAVEL INSURANCE Life's necessities on a budget. Get 10% off essential cover for your car, home, holidays and pets. Yup, you guessed it - just by paying with your Virgin Credit Card.
  • Choice of Card Designs
Apply Now for a Virgin Purchase Credit Card