Virgin Atlantic American Express White Credit Card Review

If you fly a lot, you'll love Virgin Atlantic American Express White Credit Card. They'll give you 3,000 Flying Club miles as soon as you start using your card. And you'll get 1 mile for every full £1 you spend. You can use these miles to get hold of hundreds of rewards including hotel rooms, car hire, and flights.

For those who fly more, there's also the Virgin Atlantic American Express Black Credit Card, which offers higher rewards but also comes with an annual fee and higher standard interest rate.

Summary

Introductory
Balance Transfer Rate	0%
Balance Transfer Period	6 months
Balance Transfer Fee	2%
New Purchase Rate	N/A
New Purchase Period	N/A
Standard
Typical APR (variable)	17.90%
Monthly Rate	1.3852%
Interest Free Period on Purchases	46 days (maximum)
Cash Advance Rate	20.90%
Cash Advance Fee	2% (min £2.50)
Minimum Payment	2.25% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	Yes
Purchase Protection	N/A
Travel Benefits	Yes
Other Benefits	N/A

Details correct at time of publication

Benefits include (some conditions may apply)

• Virgin Atlantic Flying Club miles.
• Double miles when you use your card to purchase selected other Virgin products.
• 3000 bonus miles on your first spend.
• Complimentary companion reward flight each year.
• Two Premium Economy Reward upgrades each year.