Virgin Atlantic American Express Black Credit Card Review

Always on your travels? Feet hardly touch the ground? Then this card is for you. Earn 2 Flying Club miles for every full £1 you spend. Plus they'll give you 6,000 bonus miles when you start using it. Watch those miles fly in!

For those who fly less, there's also the Virgin Atlantic American Express White Credit Card, which offers lower rewards but also comes with no annual fee and lower standard interest rate.

Summary

Introductory
Balance Transfer Rate	0%
Balance Transfer Period	6 months
Balance Transfer Fee	2%
New Purchase Rate	N/A
New Purchase Period	N/A
Standard
Typical APR (variable)	37.10%
Monthly Rate	1.4566%
Interest Free Period on Purchases	46 days (maximum)
Cash Advance Rate	20.90%
Cash Advance Fee	2% (min £2.50)
Minimum Payment	2.25% (min £5.00)
Annual Fee	£115.00
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	Yes
Purchase Protection	N/A
Travel Benefits	Yes
Other Benefits	N/A

Details correct at time of publication

Benefits include (some conditions may apply)

• Virgin Atlantic Flying Club miles.
• Double miles when you use your card to purchase selected other Virgin products.
• 3000 bonus miles on your first spend.
• Complimentary companion reward flight each year.
• Two Premium Economy Reward upgrades each year.