Credit Card Issuers
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Smile Classic Credit Card Review
Available to both Smile and non-Smile Customers
The Smile Classic Credit Card is available to both Smile and non-Smile customers; however, you'll pay a higher APR if you're a non-Smile customer. With the Smile Classic Card, you'll also get 0.25% cashback on every penny you spend, that's 25p for every £100 spent. This is not the highest return you'll get on a rewards credit card; however, it's one of a dying breed of cashback credit cards.
Card Summary
| Introductory | |
|---|---|
| Balance Transfer Rate | p.a. |
| Balance Transfer Period | months |
| Balance Transfer Fee | |
| Transfers to Current Account | N/A |
| New Purchase Rate | p.a. |
| New Purchase Period | months |
| Standard | |
| Representative Example APR (variable) | 16.9% p.a. |
| Cash Advance Rate | p.a. |
| Monthly Rate | 1.31% |
| Cash Advance Fee | (min ) |
| Minimum Payment | |
| Annual Fee | None |
| Foreign Exchange Fee | |
| Benefits | |
| Cashback | YES |
| Cashback/Rewards Value | 0.25% |
| Loyalty Point Scheme | N/A |
| Purchase Protection | N/A |
| Travel Benefits | N/A |
| Other Benefits | N/A |
| Credit Card Issuer Information | |
| Credit Card Issuer | The co-operative Bank |
| Merchant Network | VISA |
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