Choose the credit card that is right for you, with informative reviews and advice.

Santander Debenhams Credit Card Review

Get 10% discount on your purchases at Debenhams

Santander Debenhams Credit Card

When you apply online for the Santander Debenhams Credit Card, you may be either approved for the Credit Card, or for the Debenhams Store Card (depending on status). If you are looking for the Debenhams Gold Credit Card, you'll need to apply for the regular Credit Card first, as the Gold Credit Card is only offered to their existing and approved customers.

Unless you're a regular high-spender at Debenhams, there seems to be no compelling reasons to go for this card. If you're looking for a credit card that offers reward points, then take a look at the MBNA Rewards Credit Card. For a credit card that offers good 0% deals on balance transfers and new purchases, the Virgin Credit Card and NatWest Classic Credit Card are well worth a look.


Card Summary

Introductory
Balance Transfer Rate0% p.a.
Balance Transfer Period12 months
Balance Transfer Fee2.99%
Transfers to Current AccountN/A
New Purchase Rate0% p.a.
New Purchase Period3 months
Standard
Representative Example APR (variable)19.9% p.a.
Cash Advance Rate29.9% p.a.
Credit LimitMin £250
Monthly Rate1.527%
Interest Free Period on Purchases56 days (maximum)
Cash Advance Fee3% (min ?3.00)
Minimum Payment4% (min ?4.00)
Annual FeeNone
Foreign Exchange Fee2.75%
Benefits
CashbackN/A
Loyalty Point SchemeYES
Purchase ProtectionN/A
Travel BenefitsN/A
Other BenefitsN/A
Credit Card Issuer Information
Credit Card IssuerSantander
Merchant NetworkMasterCard