RBS Black Credit Card Review

Introductory
Balance Transfer Rate	N/A
Balance Transfer Period	N/A
Balance Transfer Fee	N/A
Transfers to Current Account	N/A
New Purchase Rate	N/A
New Purchase Period	N/A
Standard
Representative Example APR (variable)	51.8% p.a.
Cash Advance Rate	16.56% p.a.
Credit Limit	Min £15,000
Monthly Rate	1.035%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Fee	2.5% (min ?2.50)
Minimum Salary	?75,000.00 p.a.
Minimum Payment	2.25% (min ?5.00)
Annual Fee	?250.00
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	N/A
Travel Benefits	YES
Other Benefits	N/A
Credit Card Issuer Information
Credit Card Issuer	RBS
Merchant Network	MasterCard