
We like the Post Office Platinum Credit Card as it is one of the few credit cards that do not make a charge for foreign transactions. Great news for when you're abroad, whether it's a business trip or you're on your holidays.
This is combined with a good 0% deal on balance transfers and new purchases. You'll also be offered 0% interest on balance transfers for 5 months, in both the second and third years, following the opening of your account.
| Introductory | |
|---|---|
| Balance Transfer Rate | 0% p.a. |
| Balance Transfer Period | 12 months |
| Balance Transfer Fee | 2.98% |
| Transfers Must Be Made Within | 3 months |
| Transfers to Current Account | N/A |
| New Purchase Rate | 0% p.a. |
| New Purchase Period | 3 months |
| Standard | |
| Typical APR (variable) | 16.9% p.a. |
| Monthly Rate | N/A |
| Cash Advance Rate | N/A |
| Cash Advance Fee | 2.5% (min £3.00) |
| Minimum Age | 18 years |
| Credit Limit | Min £500 |
| Minimum Payment | 2.5% (min £5.00) |
| Annual Fee | None |
| Foreign Exchange Fee | 0% |
| Benefits | |
| Cashback | N/A |
| Loyalty Point Scheme | N/A |
| Purchase Protection | YES |
| Travel Benefits | YES |
| Other Benefits | N/A |
| Credit Card Issuer Information | |
| Credit Card Issuer | Bank of Ireland |
| Merchant Network | MasterCard |
The Post Office Platinum Credit Card is provided by the Bank of Ireland, who subscribe to The Lending Code.
Benefits include (some conditions may apply)