Post Office Classic Credit Card Review

Get 0% foreign exchange fees with the Post Office Classic Card

As with the Nationwide Gold Credit Card, we like the Post Office Classic Credit Card as it is one of a small number of credit cards that make no charge when you make purchases abroad. Great news when you're travelling, whether for pleasure or on business.

You'll also get a 0% interest on balance transfers and new purchases. You'll also be offered 0% interest on balance transfers for 5 months, in both the second and third years, following the opening of your account.

Card Summary

Introductory
Balance Transfer Rate	0% p.a.
Balance Transfer Period	12 months
Balance Transfer Fee	2.98%
Transfers Must Be Made Within	3 months
Transfers to Current Account	N/A
New Purchase Rate	0% p.a.
New Purchase Period	3 months
Standard
Representative Example APR (variable)	16.9% p.a.
Cash Advance Rate	N/A
Credit Limit	Min £500
Monthly Rate	N/A
Cash Advance Fee	2.5% (min ?3.00)
Minimum Age	18 years
Minimum Salary	?8,000.00 p.a.
Minimum Payment	2.5% (min ?5.00)
Annual Fee	None
Foreign Exchange Fee	0%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	YES
Travel Benefits	YES
Other Benefits	N/A
Credit Card Issuer Information
Credit Card Issuer	Bank of Ireland
Merchant Network	MasterCard