The MBNA Platinum Plus Credit Card now offers you 0% interest on balance transfers until January 2010 (a 2.9% handling fee applies), together with zero percent interest on new purchases until March 2009.The typical APR is 15.9% (variable). The balance transfer offer also includes transfers to you bank current account.
MBNA guarantee that if your application is successful the rate you apply for is the rate you’ll get, and there are no exceptions to this.
There is no annual fee to pay and there no liability or excess to pay for theft, loss or fraudulent Internet use – provided that you tell MBNA as soon as your card cannot be found or you notice that there are unusual transactions on your account. On top of this, there is also a free 24-hour worldwide telephone helpline and an online banking service that provides you with the control and flexibility for managing your account.
| Introductory | |
|---|---|
| Balance Transfer Rate | 0% |
| Balance Transfer Period | January 2010 |
| Balance Transfer Fee | 2.90% |
| New Purchase Rate | 0% |
| New Purchase Period | March 2009 |
| Standard | |
| Typical APR (variable) | 15.90% |
| Monthly Rate | 1.24% |
| Interest Free Period on Purchases | 56 days (maximum) |
| Cash Advance Rate | 27.90% |
| Cash Advance Fee | 3% (min £3.00) |
| Minimum Payment | 3% (min £25.00) |
| Annual Fee | N/A |
| Foreign Exchange Fee | 2.75% |
| Benefits | |
| Cashback | N/A |
| Loyalty Point Scheme | N/A |
| Purchase Protection | N/A |
| Travel Benefits | N/A |
| Other Benefits | N/A |
* See summary box for details of how payments to the account will be allocated.
Benefits include (some conditions may apply)
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