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John Lewis and Waitrose Credit Card Review

John Lewis and Waitrose Credit Card

Card Summary

Introductory
Balance Transfer Rate0% p.a.
Balance Transfer Period6 months
Balance Transfer Fee2.50%
Transfers to Current AccountN/A
New Purchase Rate0% p.a.
New Purchase Period6 months
Standard
Representative Example APR (variable)16.9% p.a.
Cash Advance Rate23.9% p.a.
Credit LimitMin £500
Monthly Rate1.313%
Interest Free Period on Purchases56 days (maximum)
Cash Advance Fee2.5% (min ?2.50)
Minimum Age18 years
Minimum Salary?4,000.00 p.a.
Minimum Payment3% (min ?5.00)
Annual FeeNone
Foreign Exchange Fee2.75%
Benefits
CashbackN/A
Loyalty Point SchemeYES
Purchase ProtectionN/A
Travel BenefitsN/A
Other BenefitsN/A
Credit Card Issuer Information
Merchant NetworkMasterCard