HSBC Bank Credit Card Review

Up to 8% off Thomas Cook Holidays

To apply for the HSBC Bank Credit Card you must have a current account with them and pay a minimum of £500 in to the account each month. You can open an HSBC bank account before applying for the card (just hit the "Apply Now" button). If you can't meet this criteria and you're looking for an alternative credit card with a long balance transfer period, take a look at the Virgin Credit Card.

Card Summary

Introductory
Balance Transfer Rate	0% p.a.
Balance Transfer Period	15 months
Balance Transfer Fee	2.90%
Transfers Must Be Made Within	30 days
Transfers to Current Account	N/A
New Purchase Rate	0% p.a.
New Purchase Period	3 months
Standard
Typical APR (variable)	16.9% p.a.
Monthly Rate	1.313%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	23.9% p.a.
Cash Advance Fee	2.99% (min £3.00)
Minimum Age	18 years
Minimum Salary	£8,500.00 p.a.
Credit Limit	Min £500
Minimum Payment	2.5% (min £5.00)
Annual Fee	None
Foreign Exchange Fee	2.99%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	N/A
Travel Benefits	YES
Other Benefits	N/A
Credit Card Issuer Information
Credit Card Issuer	HSBC Bank
Merchant Network	MasterCard

Amongst the other benefits that the HSBC Credit Card provides, you'll also get up to 8% off a Thomas Cook holiday when booking through the HSBC Travel Club.

Benefits include (some conditions may apply)

• Free additional credit card for partners or family members over 18.
• 24-hour worldwide assistance and an emergency cash advance if your card is lost or stolen.
• Up to 8% discount on Thomas Cook holidays booked through the HSBC Travel Club.
• If you're not an HSBC current account customer, take a look at their range of accounts - can be seen by clicking the Apply Now button.