Choose the credit card that is right for you, with informative reviews and advice.

GM Card Review

Earn rebate points against the purchase of a new Vauxhall

GM Card

No applications online, with the GM Card - you'll need to go down to your local dealership. If you're looking to buy a new Vauxhall car, then this may be a good option. For a more general-purpose Rewards Credit Card, consider the MBNA Rewards Credit Card.


Card Summary

Introductory
Balance Transfer Rate0% p.a.
Balance Transfer Period5 months
Balance Transfer Fee2.90%
Transfers to Current AccountN/A
New Purchase Rate0% p.a.
New Purchase Period5 months
Standard
Representative Example APR (variable)14.9% p.a.
Cash Advance Rate23.9% p.a.
Credit LimitMin £250
Monthly Rate1.167%
Interest Free Period on Purchases56 days (maximum)
Cash Advance Fee2.99% (min ?3.00)
Minimum Payment2% (min ?5.00)
Annual FeeNone
Foreign Exchange Fee2.75%
Benefits
CashbackN/A
Loyalty Point SchemeYES
Purchase ProtectionN/A
Travel BenefitsN/A
Other BenefitsN/A
Credit Card Issuer Information
Credit Card IssuerHFC Bank
Merchant NetworkMasterCard

Benefits include (some conditions may apply)

  • Rebate Points are earned at the rate of 3% of your spend.
  • 1 Rebate Point is equivalent to a £1 saving off the price of your new Vauxhall (subject to the Model Line Maximum).
  • You can apply for The GM Card at any Vauxhall Retailer and you'll receive 100 Rebate Points (at £1 a point) that can be used towards your new Vauxhall.
  • Get 100 free Rebate Points when you use your GM Card for the first time (which, again, can be put to the cost of a new Vauxhall).
  • Partner Points are earned on top of your normal Rebate Points whenever you shop at The GM Card Partners. The Partner Points rate is currently 3% of your spend.
  • Transfer your Rebate Points to an eligible family member who is not a GM Cardholder.
  • Two GM Cardholders living at the same address can pool their Rebate Points.
  • Free additional Card(s).
  • Manage your account online to check balances and Rebate Points.