Barclaycard Platinum Credit Card Review

Here we review the Barclaycard Platinum Credit Card. Barclaycard is one of the most popular UK credit cards, which has now been in operation for over 20 years and holds around 20% of the UK market share despite some strong competition from the many new providers.

The Barclaycard Platinum Credit Card is an excellent choice for those looking to transfer a balance from another credit card as it offers a fantastic 14 months interest free period together with 0% on new purchases. It also offers a highly competitive standard interest rate on new purchases.

Summary

Introductory
Balance Transfer Rate	0%
Balance Transfer Period	14 months
Balance Transfer Fee	2.90%
New Purchase Rate	0%
New Purchase Period	3 months
Standard
Typical APR (variable)	14.9%
Monthly Rate	1.167%
Interest Free Period on Purchases	56 days (maximum)
Cash Advance Rate	27.90%
Cash Advance Fee	2.50% (min £2.50)
Minimum Payment	2.25% (min £5.00)
Annual Fee	N/A
Foreign Exchange Fee	2.75%
Benefits
Cashback	N/A
Loyalty Point Scheme	N/A
Purchase Protection	Yes
Travel Benefits	Yes
Other Benefits	Yes

Details correct at time of publication

Benefits include (some conditions may apply)

• Confidential advice if you become an identity theft victim with their Identity Protection Service.
• Safer shopping with Fraud Protection - including chip and PIN, and watching for unusual spending on your account.
• Purchase Delivery Protection - protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services).
• Emergency help when travelling abroad.
• Holiday deals with our Travel Service.
• Online account management.
• Emergency cash advance and card replacement service.
• Text alerts five days before payment is due (opt in required).
• 24 hour helpline.