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Barclaycard Goldfish Credit Card Review

£30 of extra reward points when spending £100 a month for 3 months from account opening

Barclaycard Goldfish Credit Card

You get a range of features with the Barclaycard Goldfish Credit Card and, at the time of writing, this credit card has the lowest APR of any points or rewards credit card. If you spend at least £100 in each of the 3 months from opening your account Barclaycard will give you an extra £30 of reward points

Based on Barclaycard's own figures, their points scheme rewards you with just under 0.4% of your spend. This is not the highest reward, unless you're interested in other benefits such as the relatively low APR. You may also like to consider the MBNA Rewards Credit Card which offers good rewards scheme.


Card Summary

Introductory
Balance Transfer RateN/A
Balance Transfer PeriodN/A
Balance Transfer Fee3.00%
Transfers Must Be Made WithinN/A
Transfers to Current AccountN/A
New Purchase Rate0% p.a.
New Purchase Period3 months
Standard
Representative Example APR (variable)9.9% p.a.
Cash Advance Rate15.8% p.a.
Credit LimitMin £250
Monthly Rate0.793%
Interest Free Period on Purchases56 days (maximum)
Cash Advance Fee2.5% (min ?2.50)
Minimum Payment2.25% (min ?5.00)
Annual FeeNone
Foreign Exchange Fee2.75%
Benefits
CashbackN/A
Loyalty Point SchemeYES
Purchase ProtectionN/A
Travel BenefitsN/A
Other BenefitsN/A
Credit Card Issuer Information
Credit Card IssuerBarclaycard
Merchant NetworkMasterCard