
You get a range of features with the Barclaycard Goldfish Credit Card and, at the time of writing, this credit card has the lowest APR of any points or rewards credit card. If you spend at least £100 in each of the 3 months from opening your account Barclaycard will give you an extra £30 of reward points
Based on Barclaycard's own figures, their points scheme rewards you with just under 0.4% of your spend. This is not the highest reward, unless you're interested in other benefits such as the relatively low APR. You may also like to consider the MBNA Rewards Credit Card which offers good rewards scheme.
| Introductory | |
|---|---|
| Balance Transfer Rate | N/A |
| Balance Transfer Period | N/A |
| Balance Transfer Fee | 3.00% |
| Transfers Must Be Made Within | N/A |
| Transfers to Current Account | N/A |
| New Purchase Rate | 0% p.a. |
| New Purchase Period | 3 months |
| Standard | |
| Representative Example APR (variable) | 9.9% p.a. |
| Cash Advance Rate | 15.8% p.a. |
| Credit Limit | Min £250 |
| Monthly Rate | 0.793% |
| Interest Free Period on Purchases | 56 days (maximum) |
| Cash Advance Fee | 2.5% (min ?2.50) |
| Minimum Payment | 2.25% (min ?5.00) |
| Annual Fee | None |
| Foreign Exchange Fee | 2.75% |
| Benefits | |
| Cashback | N/A |
| Loyalty Point Scheme | YES |
| Purchase Protection | N/A |
| Travel Benefits | N/A |
| Other Benefits | N/A |
| Credit Card Issuer Information | |
| Credit Card Issuer | Barclaycard |
| Merchant Network | MasterCard |