Choose the credit card that is right for you, with informative reviews and advice.

Bank of Scotland All In One Credit Card Review

Get 0% interest and a choice of cards designs

Bank of Scotland All In One Credit Card

The Bank of Scotland All In One Credit Card offers you 0% interest on balance transfers for a period of 9 months (a fee of 3% applies) together with zero percent interest on new purchases, also for 9 months. You'll will also be offered a choice of card designs including Black, Blue, White, Red and Pink.

Apply Now for a Bank of Scotland All In One Credit Card

Card Summary

Introductory
Balance Transfer Rate0% p.a.
Balance Transfer Period9 months
Balance Transfer Fee3.00%
Transfers to Current AccountN/A
New Purchase Rate0% p.a.
New Purchase Period9 months
Standard
Representative Example APR (variable)15.9% p.a.
Cash Advance Rate27.95% p.a.
Credit LimitMin £300
Monthly Rate1.24%
Interest Free Period on Purchases59 days (maximum)
Cash Advance Fee3% (min ?3.00)
Minimum Payment1% (see below) (min ?5.00 (see below))
Annual FeeNone
Foreign Exchange FeeN/A
Benefits
CashbackN/A
Loyalty Point SchemeN/A
Purchase ProtectionN/A
Travel BenefitsYES
Other BenefitsYES
Credit Card Issuer Information
Credit Card IssuerBank of Scotland
Merchant NetworkMasterCard
Apply Now for a Bank of Scotland All In One Credit Card

The Halifax Easy Rate Credit Card is available in a choice of colours including Black, White, Pink, Red & Blue.

* Minimum Repayment
Each month in which you have a balance outstanding on your account you must repay an amount equal to the total of any Credit Card Repayments Cover premiums, interest, default sums plus 1% of the balance shown on your statement (minimum ?5, or the full balance if less than ?5).

Allocation of Payments
Allocation of PaymentsWe use any payments you make to pay off transactions that appear on your statements starting with those on which we charge interest at the highest rate. We will then pay off transactions on which we charge interest at the next highest rate and so on down to the lowest rate of interest. If the payment is not enough to pay off all transactions at a particular interest rate, we will pay off transactions charged at that interest rate in the order:- cash advances, cheques, purchases, balance transfers and default sums. If you pay more than the amount due shown on your statement, we will use any remaining payment to pay off transactions that have not yet appeared on your statement in the same order as those that do appear on your statement. In this condition, "transaction" includes the amount of the purchase, cash advance, cheque, default sum or balance transfer plus any interest, fees or insurance payment charged as a result of that transaction. For example, a cash advance fee is included as part of a cash transaction.

Benefits include (some conditions may apply)

  • 0% Interest on balance transfers (a 3% fee applies) for 9 months
  • zero percent interest on new purchases for 9 months
  • A choice of card designs
Apply Now for a Bank of Scotland All In One Credit Card