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American Express Rewards Credit Card Review

Amex Rewards triple points on selected purchases.

American Express Rewards Credit Card

With the American Express Rewards Credit Card you'll receive 3 points for every £1 spent at Supermarkets (up to £500 per month), 2 points for every £1 spent at leading Department Stores and 1 point for every £1 spent everywhere else. If you spend £500 within the first 3 months of opening your account, you'll receive an additional 6,000 points, worth £30.

Based on American Express' own figures, each reward point is worth £0.01; that's 1% of your spend. With the extra points for spending at Supermarkets and leading Department, we think that's a pretty good deal. Remember that terms and conditions do apply).

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Card Summary

Introductory
Balance Transfer RateN/A
Balance Transfer PeriodN/A
Balance Transfer FeeN/A
Transfers to Current AccountN/A
New Purchase Rate0% p.a.
New Purchase Period6 months
Standard
Representative Example APR (variable)17.9% p.a.
Cash Advance Rate27.9% p.a.
Monthly Rate1.39%
Interest Free Period on Purchases56 days (maximum)
Cash Advance Fee3% (min ?3.00)
Minimum Age18 years
Minimum Salary?30,000.00 p.a.
Minimum Payment10% (min ?50.00)
Annual FeeNone
Foreign Exchange Fee2.99%
Benefits
CashbackN/A
Cashback/Rewards Value1%
Loyalty Point SchemeYES
Purchase ProtectionYES
Travel BenefitsYES
Other BenefitsN/A
Credit Card Issuer Information
Credit Card IssuerAmerican Express
Merchant NetworkAMEX
Apply Now for a American Express Rewards Credit Card

So, you've got you American Express Rewards Credit Card, you've earned your Reward Points, so what can you do with them? For every 5,000 reward points collected, you'll receive a £25 voucher that can be spent at any one ofr the following stores: - Marks & Spencer, iTunes, amazon.co.uk, HMV, Waterstone's, Molton Brown, Boots, House of Fraser, Homebase, Comet, Net-a-Porter.com, Harrods and Tiffany & Co.

Benefits include (some conditions may apply)

  • Purchase protection - eligible items are protected for the first 90 days against damage or theft up to £2,500.
  • Emergency card replacement to almost anywhere in the world within 48 hours.
  • Travel accident benefit up to £150,000 - when public transport tickets are charged to your card.
Apply Now for a American Express Rewards Credit Card