Choose the credit card that is right for you, with informative reviews and advice.

American Express Nectar Business Credit Card Review

Earn Nectar Points with the American Express Nectar Business Credit Card

American Express Nectar Business Credit Card

With the American Express Nectar Business Credit Card, you'll earn 2 Nectar points for ever £1 spent with Nectar partners and 1 Nectar point for every £1 spend elsewhere.


Card Summary

Introductory
Balance Transfer RateN/A
Balance Transfer PeriodN/A
Balance Transfer Fee3.00%
Transfers to Current AccountN/A
New Purchase RateN/A
New Purchase PeriodN/A
Standard
Representative Example APR (variable)18.9% p.a.
Cash Advance Rate p.a.
Monthly RateN/A
Cash Advance Fee (min )
Minimum Payment
Annual FeeNone
Foreign Exchange Fee
Benefits
CashbackN/A
Loyalty Point SchemeYES
Purchase ProtectionN/A
Travel BenefitsN/A
Other BenefitsN/A
Credit Card Issuer Information
Credit Card IssuerAmerican Express
Merchant NetworkAMEX

Benefits include (some conditions may apply)

  • 0% p.a. on balance transfers and credit card cheques for 12 months from the date your account is opened (3% handling fee applies).
  • 0% p.a. when transferring cash into your current account for 12 months from the date your account is opened (3% handling fee applies).
  • 0% p.a. on card purchases for 3 months from the date your account is opened.
  • Standard annual rate of 17.9% p.a. (variable) thereafter, and a yearly membership fee of just £69.
  • 20,000 free bmi destinations miles with your first card purchases - enough for a return bmi flight to Milan, Venice, Madrid, Amsterdam, Nice or many more European destinations.
  • Receive 1 bmi destinations mile every time you or an additional cardholder spends £1 on card purchases.
  • FREE Worldwide Annual Travel Insurance.
  • FREE Purchase Protection Insurance and Employee Misuse Insurance.
  • One account - multiple cards - you decide how many cards you need and what credit limit each person should have.
  • Benefit from specially negotiated discounts - designed for the needs of your business.
  • A dedicated MBNA Business Customer Service Team - talk to a real person who knows the day-to-day needs of the business Customer.
  • Up to 57 days interest free on card purchases when you pay your statement balance in full and on time every month.
  • FREE online account management - view your balance, credit limits for each cardholder and your last thirteen months' transaction history online, all from the comfort of your business or home.