AA Credit Card Review

Earn reward points as you spend

To apply for the AA Credit Card you will, amongst other things, need to be a member of the Automobile Association. If you do not qualify for this card, then take a look at the MBNA Rewards Credit Card, which offers some similar benefits.

Card Summary

Introductory
Balance Transfer Rate	0% p.a.
Balance Transfer Period	12 months
Balance Transfer Fee	3.00%
Transfers Must Be Made Within	90 days
Transfers to Current Account	Yes
Current Account Transfer Fee	4% p.a.
New Purchase Rate	0% p.a.
New Purchase Period	12 months
Standard
Representative Example APR (variable)	16.9% p.a.
Cash Advance Rate	27.9% p.a.
Monthly Rate	1.3133%
Interest Free Period on Purchases	50 days (maximum)
Cash Advance Fee	3% (min ?3.00)
Minimum Age	18 years
Minimum Payment	1% (min ?25.00)
Annual Fee	None
Foreign Exchange Fee	2.99%
Benefits
Cashback	N/A
Loyalty Point Scheme	YES
Purchase Protection	N/A
Travel Benefits	YES
Other Benefits	N/A
Credit Card Issuer Information
Credit Card Issuer	MBNA Europe Bank Ltd P.O. Box 1004 Chester Business Park Wrexham Road Chester CH4 9WW
Merchant Network	VISA

*0% interest on all card purchases on all motoring, fuel and AA products.

With the AA Credit Card's rewards program, you'll earn 1 point for every £1 you spend and double points for every £1 that you spend on motoring (refer to the their website to see qualifying motoring spend). You can spend your AA reward points on AA Products and Services, Motoring and Travel Essentials, Treats, or you may exchange your reward points for cash.

The value of the reward points that you redeem, is based on your choice of redemption item. Full details will be sent to you once your account has been opened.